Website Terms & Conditions of Use

1. Use of Website

This website is provided for general informational purposes and to allow consumers to request information regarding insurance products and services.

You may use this website only for lawful purposes. You may not:

• Copy, reproduce, modify, distribute, or commercially exploit website materials without permission.
• Attempt to gain unauthorized access to the website, servers, systems, or data.
• Attempt to decompile, reverse engineer, or interfere with any website software or functionality.
• Use the website in a manner that violates applicable law or the rights of another person.
• Remove copyright, trademark, or other proprietary notices from website materials.
• Use automated systems, bots, or other methods to misuse or interfere with the website.

2. Insurance Information

Information provided through this website is for general informational and marketing purposes only.

Nothing on this website constitutes a guarantee of insurance eligibility, coverage, underwriting approval, premium, policy issuance, or benefits.

Insurance products are subject to carrier availability, underwriting requirements, policy terms, limitations, exclusions, state availability, and applicable law.

Submitting information through this website does not constitute an application for insurance unless expressly stated during a carrier-approved application process.

Coverage is not effective unless and until an insurance carrier approves and issues a policy and all applicable requirements are satisfied.

3. No Professional Advice

Information on this website should not be considered legal, tax, investment, accounting, or financial advice.

Consumers should consult appropriate professionals regarding their individual circumstances when necessary.

4. Intellectual Property

Unless otherwise indicated, website content, text, graphics, branding, design, and other materials are owned by or licensed to Prime Risk Group LLC and are protected by applicable intellectual-property laws.

Permission is granted to view website content for personal, non-commercial use only.

5. Disclaimer of Warranties

This website and its materials are provided on an “as is” and “as available” basis.

Prime Risk Group LLC makes no representation or warranty that the website will always be available, uninterrupted, error-free, accurate, complete, or current.

To the extent permitted by law, Prime Risk Group LLC disclaims warranties of merchantability, fitness for a particular purpose, non-infringement, and other warranties that may otherwise apply.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Prime Risk Group LLC and its officers, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, consequential, or punitive damages arising from use of or inability to use this website.

Some jurisdictions do not allow certain limitations or exclusions of liability, so these limitations may not apply in every circumstance.

7. Errors and Updates

Website content may contain technical, typographical, pricing, product, or other errors.

Prime Risk Group LLC may modify, correct, update, or remove website content at any time without notice.

Insurance product information may change as carriers modify products, underwriting requirements, availability, or policy provisions.

8. Third-Party Links and Insurance Platforms

This website may contain links to third-party websites, insurance carriers, application platforms, scheduling providers, or other services.

Prime Risk Group LLC does not control third-party websites and is not responsible for their content, security, privacy practices, availability, or terms.

A link to a third-party website does not necessarily constitute endorsement of all content or services offered by that third party.

9. Changes to These Terms

Prime Risk Group LLC may revise these Terms from time to time.

Updated Terms will be posted on this page with a revised effective date. Continued use of the website following an update constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

11. Contact

Questions regarding these Terms may be directed to:

Prime Risk Group LLC
Email: info@primeriskgroup.com